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Monthly Archives: March 2017

    Save the Cost of Mortgage Insurance

    By Mike Parker | March 27, 2017

    During the banking crisis in the Great Recession, certain types of mortgages were unavailable that are once again being offered. Fortunately, the 80-10-10 mortgage is one of those making a reappearance and it can save borrowers a considerable amount of money.  The objective of an 80-10-10 mortgage is to avoid the expense of mortgage insurance... Read More

    Important Estate Documents

    By Mike Parker | March 20, 2017

    An estate plan is a collection of documents to ensure that your wishes are carried out because of death or incapacity to make decisions for yourself. Spouses, minor children, adult children, property and investments can all be factors that should motivate a person to undergo the process. Will – this document specifies the way a person... Read More

    Tax Benefits of Home Ownership

    By Mike Parker | March 13, 2017

    U.S. taxpayers have enjoyed specific tax benefits for home ownership since personal income tax was introduced by the 16th amendment in 1913. While these benefits may not be the primary reason that motivates a person to buy a home, they are still tangible and not available to tenants. The exclusion of capital gains tax on... Read More

    Before You Pay Cash for a Home

    By Mike Parker | March 6, 2017

    The National Association of REALTORS® reports in its 2016 Profile of Home Buyers and Sellers that 12% of all buyers paid cash for their home. Before paying cash for a home, a buyer should decide if they might put a loan on the home in the near future.  It may affect the ability to deduct the... Read More


    By Mike Parker | March 3, 2017

    Our weekly round-up of real estate-related tips and advice from around the web- enjoy! 8 Fresh Ways to Incorporate Kids’ Artwork in Your Home – houzz My 3-year-old is beaming as he hands me a scribbled-on piece of paper with stickers of his favorite cheeky train engine embellishing it. Clearly these illustrations represent the creative... Read More

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