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Monthly Archives: September 2018

    Consumer Protection from Irresponsible Mortgage Practices

    By Mike Parker | September 24, 2018

    Congress enacted the Dodd-Frank Act in 2010 in response to the mortgage crisis that led to America’s Great Recession.  The two parts that apply closely to homebuyers are the Ability-to-Repay (ATR) and Qualified Mortgages (QM). A Qualified Mortgage is a category of loans that have certain, more stable features that help make it more likely... Read More

    Quick Plumbing Inspection

    By Jill Kuchle | September 11, 2018

    No one wants to waste water or money.  For that reason, take a few minutes every other month to do the following inspections: Check to see if cutoff valves on sinks and toilets are working properly. Many times, builders will put individual cutoffs on supply lines to sinks and toilets.  It is reasonable to expect... Read More

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