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Monthly Archives: February 2020

    What Kind of Properties Are These?

    By Mike Parker | February 24, 2020

      It is the way the property is used that determines the type of property it is, not what it looks like.  Based on the intent of the owner, the property could be a principal residence, income property, investment property or dealer property. A principal residence is a home that a person lives in.  There... Read More

    Why Put More Down

    By Mike Parker | February 21, 2020

    The least amount in a down payment is an attractive option when people are thinking of buying a home.  A common reason is to have cash available for furnishing the new home and  possible unexpected expenses. Some people don’t have any options because they only have enough for a minimum down payment and the closing... Read More

    Financing Home Improvements

    By Mike Parker | February 12, 2020

    Home improvement loans provide a source of funds for owners to finance the improvements they want to make. These are usually, personal installment loans that are not collateralized by the home itself. Since there is more risk for the lender with this type of loan, the interest rate is higher than a normal mortgage loan.... Read More

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