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Monthly Archives: January 2022

    I Wish I Knew Then…

    By Mike Parker | January 27, 2022

    We have all heard this expression that implies that had a person known earlier in life what they know now, they would have done things differently.  The subject possibilities are endless   While no one has a crystal ball to see into the future, it may be possible to learn from people who have experienced similar... Read More

    Why Is The APR Higher Than The Interest Rate?

    By Mike Parker | January 10, 2022

    Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest, financing fees and charges based on the term of the mortgage. Annual percentage rate, APR, calculates the interest rate and loan fees over the life of the loan expressed as a rate.  A mortgage has... Read More