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Monthly Archives: April 2023

    Shopping Mortgage Rates

    By Mike Parker | April 25, 2023

    Nobel Prize recipient, Richard Thaler, in his research into seemingly irrational economic behaviors, “found that consumers generally search too little, get confused while evaluating complex alternatives, and are slow to switch from past choices, even if it costs them.” “Why are consumers leaving money on the table?” Based on this behavior, a borrower securing a mortgage... Read More

    Who Benefits From Selling a Home As-Is?

    By Mike Parker | April 17, 2023

    A person’s decision to sell their home comes with a lot of other decisions causing an owner to stress or procrastinate.  Early in the process, the owner will consider selling the home “As Is” to avoid the looming issues that accompany selling a home. From a seller’s standpoint, “as is” means the buyer will purchase the... Read More

    Tell Me More About Closing Costs

    By Mike Parker | April 5, 2023

    There are fees and expenses associated with mortgages that must be paid by the closing date for closing costs, and pre-paid items, in addition to the down payment.  These amounts can vary according to the type of loan, mortgage company, customary practices of the area, and the terms of the contact. According to Freddie Mac, the... Read More