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Category: For Buyers

    Awareness is Key to Safeguarding Against Scams

    By Mike Parker | September 28, 2023

    When it comes to safeguarding against scams, awareness is key. By being vigilant and recognizing consistent red flags, you can effectively thwart scammers in their tracks. Stay one step ahead and keep an eye out for these warning signs to protect yourself from falling victim to fraudulent schemes. Unexpected contact – You receive unanticipated contact by... Read More

    How to Buy Your First Home as an Investment and Retire Rich

    By Mike Parker | September 20, 2023

    As young people enter the full-time workforce and begin to think about living on their own, it may not seem practical or wise to consider buying a home.  However, it may be a pivotal decision for your financial security and future retirement. Rents are going to increase based on the shortage of rental units needed for... Read More

    Negotiate With the Seller Like a PRO

    By Mike Parker | September 11, 2023

    Having a negotiation plan is paramount when it comes to navigating the complex world of real estate as a homebuyer. It’s no secret that buying a home involves a significant financial investment and numerous variables that can impact the outcome of the transaction. By formulating a well-thought-out negotiation plan, homebuyers can approach the process with... Read More

    Evaluate Your Mortgage Loan Types

    By Mike Parker | September 5, 2023

    Making an informed decision about securing a mortgage loan is vital, as it involves understanding the available options and considering relevant factors. With a range of mortgage types designed to cater to diverse needs, it is essential to carefully evaluate your circumstances and goals to select the most suitable option. By taking the time to... Read More

    Exploring Down Payment Sources for First-Time Homebuyers

    By Mike Parker | July 26, 2023

    Aspiring homeowners can overcome the challenge of saving for a down payment by taking advantage of various sources of assistance.  Discover a variety of down payment sources available to first-time homebuyers, from family gifts and retirement account withdrawals to tax refunds and down payment assistance programs, empowering them to achieve their dream of homeownership.  Implementing effective... Read More

    The Best Rental Property Strategy for Beginners

    By Mike Parker | July 7, 2023

    Getting started on the road to rental investments is generally the most difficult obstacle for people without 25-30% down payment.  That is where buying the property as an owner occupant can be a huge advantage. The first example would be to buy a home to live in with a minimum FHA down payment of 3.5%.  If you... Read More

    Talking Points to Identify an Agent

    By Mike Parker | June 22, 2023

    Having a list of talking points prepared before meeting with a real estate agent can be incredibly valuable in guiding the conversation and helping you make an informed decision about who will represent you in the sale of your home. Whether you’re a first-time seller or it has been a while since you last sold... Read More

    Shopping Mortgage Rates

    By Mike Parker | April 25, 2023

    Nobel Prize recipient, Richard Thaler, in his research into seemingly irrational economic behaviors, “found that consumers generally search too little, get confused while evaluating complex alternatives, and are slow to switch from past choices, even if it costs them.” “Why are consumers leaving money on the table?” Based on this behavior, a borrower securing a mortgage... Read More

    Who Benefits From Selling a Home As-Is?

    By Mike Parker | April 17, 2023

    A person’s decision to sell their home comes with a lot of other decisions causing an owner to stress or procrastinate.  Early in the process, the owner will consider selling the home “As Is” to avoid the looming issues that accompany selling a home. From a seller’s standpoint, “as is” means the buyer will purchase the... Read More

    Tell Me More About Closing Costs

    By Mike Parker | April 5, 2023

    There are fees and expenses associated with mortgages that must be paid by the closing date for closing costs, and pre-paid items, in addition to the down payment.  These amounts can vary according to the type of loan, mortgage company, customary practices of the area, and the terms of the contact. According to Freddie Mac, the... Read More

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Our agents write often to give you the latest insights on owning a home or property in the local area.