Existing FHA and VA mortgages are assumable at the note rate to owner-occupied buyers who qualify. This can be an alternative to paying higher, current rates and benefit buyers with…
Adjustable-rate mortgages are not the right choice for many homeowners especially, if they plan to own the home for a long time. Less than 3% of buyers choose an adjustable-rate…
Whether you’re moving locally or across the country, moving is hard work! Use our handy guides to make the job easy! Tips for a Stress-Free Move! When you know the…
Mortgage rates have been kept artificially low by the Federal Reserve since the Great Recession in 2010. There is a whole generation of people who have never known what might…
Real estate has been described as the basis of all wealth. Without considering income or investment property, buying a home to live in is an incredibly powerful way to build…
Two commonly known ways to lower your mortgage payments are to make a larger down payment especially if it eliminates private mortgage insurance and improve your credit score before applying…
We have all heard this expression that implies that had a person known earlier in life what they know now, they would have done things differently. The subject possibilities are…
Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest, financing fees and charges based on the term of the…
When the situation arises that you have a lump sum of cash to pay down your existing mortgage, there may be different options available. Pre-paying principal on a fixed-rate mortgage shortens…
Having your home listed during the holiday season can make you reluctant to pull out those boxes and make of mess of things between showings- I’m reluctant even when my…
